Which of the following is a helpful way to get clients to start exploring their goals?

Encouraging clients to explore their goals is essential for effective financial counseling, and asking them about what will be different for them once counseling is complete can have a profound impact. This question invites clients to visualize their future after achieving their financial objectives, which can stimulate motivation and clarity regarding their aspirations. It pushes clients to think beyond mere obstacles or past behaviors, focusing on what success looks like for them personally.

By envisioning a transformed situation, clients may identify specific goals and intentions that can guide their financial planning. This approach taps into their desires and values, helping them articulate not just what they want to achieve, but why it matters, ultimately creating a more meaningful dialogue about their financial future.

In contrast, while identifying financial obstacles, reflecting on past challenges, and discussing goals are all valuable components of the counseling process, they may not elicit the same level of engagement or inspiration in terms of future aspirations as visualizing success does. Therefore, exploring the differences post-counseling opens up a constructive pathway for goal setting that aligns with the client’s vision for their life.