Which of the following is NOT a principle of goal setting?

The principle surrounding the formulation of goals emphasizes that they should be stated in a clear and actionable manner. One key aspect of effective goal setting is that goals should often be articulated in the present tense. This approach helps clients visualize their success as if it is currently occurring, fostering a positive mindset and motivation. By framing goals in the present tense, clients can better connect emotionally and psychologically with their objectives, seeing them as achievable realities rather than distant future aspirations.

The other principles mentioned highlight important characteristics of effective goals. Stating goals in positive terms ensures that the focus is on what clients want to achieve rather than what they want to avoid. Specifying conditions allows for better clarity on when and how behaviors should be assessed, making it easier to track progress. Emphasizing client actions helps maintain accountability and personal responsibility in the behavior change process. Understanding these principles aids in creating effective, practical strategies for assisting clients in their financial planning and personal development.