What is the primary focus of financial counseling?

The primary focus of financial counseling is to guide clients in understanding and improving their financial situation. This involves helping clients assess their current financial status, set realistic financial goals, and create actionable plans to achieve those goals. Financial counselors provide education on budgeting, saving, debt management, and other key financial concepts to empower clients to make informed decisions.

The other options do not capture the essence of financial counseling. Maximizing earnings through complicated investments or pressuring clients into purchasing financial products reflects a sales-oriented approach rather than a supportive and educational one. Furthermore, while calculating taxes is an important financial task, it is not the overarching goal of financial counseling, which is centered on long-term financial well-being and empowerment rather than transactional services.