If a candidate does not pass their financial counselor exam, how long must they wait to retake it?

If a candidate does not successfully pass their financial counselor exam, the requirement to wait 90 days before retaking the exam ensures that individuals have adequate time to study and prepare. This waiting period is designed to promote a thorough understanding of the material and improve the chances of success in future attempts. A 90-day interval allows candidates to review areas where they may have struggled and to seek additional resources or support if needed. This structured approach not only enhances the candidate's learning experience but also contributes to a more competent pool of financial counselors in practice.