A cash advance can be obtained by using which type of account?

A cash advance can be obtained primarily through bank credit card accounts. This is because when you use a credit card, it allows you to withdraw cash up to a certain limit, typically as a percentage of your credit limit. This convenience is built into the credit card functionality, allowing cardholders to access cash quickly when needed, though it often comes with higher fees and interest rates compared to regular purchases made on credit.

In contrast, while debit card accounts can provide withdrawals from your bank account, they do not technically provide a "cash advance" in the same context as credit cards do, because the funds must be available in your bank account. Home equity lines of credit allow for borrowing against the equity in your home, which can provide cash but isn't specifically classified as a cash advance. Personal loans require an application and approval process, making them distinct from cash advances that are readily accessible with credit cards.