A borrower with an excellent credit history would most likely receive credit with which of the following advantages?

A borrower with an excellent credit history is considered low risk by lenders. This favorable assessment is primarily due to their demonstrated ability to manage credit responsibly, make timely payments, and maintain a good overall financial profile. As a result, lenders are more likely to offer higher credit limits because they trust that the borrower can handle the additional credit without defaulting.

Lower interest rates are another advantage associated with good credit history, as lenders often provide more favorable terms to those who exhibit strong financial behavior. This lower cost of borrowing makes it easier for clients to access loans and credit products, promoting financial well-being.

In contrast, options that suggest lower credit limits, higher interest rates, no credit limits, or higher fees do not align with the typical benefits offered to borrowers with excellent credit. These options imply a riskier lending environment or unfavorable conditions, which would not apply to someone with a solid credit history.